If you are working on a specific project, I can help you more if you tell me: are you writing in? (Contemporary, Historical, YA, etc.) What is the character's motivation for waiting? intense and serious
A virgin having sex does not fix their anxiety, trauma, or personality flaws. A powerful storyline shows that the first time is just the first page of a long book, not the final chapter of a quest.
Instead, Leo shows up at her dorm room that night. He has a single page of paper. On it, he has drawn two blank lines instead of a heart. “You’re so scared of doing it wrong,” he says, “that you won’t let yourself do it at all. So let’s write our own rules.”